Live in council house and own another property. So from the council side, I assume I am OK.

Live in council house and own another property Council tax is the tax collected by the local authority or council on domestic property. Right to Buy council house qualification means you can get a discount when you buy it. Since I am over 60, I am looking to move into her home as my main residence, ahead of any move by A property that is empty (unoccupied and unfurnished) for a period of up to 6 months and is undergoing major repairs or structural work prior to 01. You can: You’ll usually have a Scottish secure Hi all, Me and my husband live in a housing association house with our rent fully paid by the council. All councils have Allocation Schemes and most of them will be online so you can check the rules. You don't own your residence, so it's a non-issue. Watch thread Flip Watch Save Share Buying my parent’s council house 22 replies MojoJojo71 · 02/05/2022 17:11 After some advice please as I’ve had an idea and I’m not sure if it’s doable or full of pitfalls I’m not clued up enough to see. If so, you could be eligible to buy your home in the same way as if you were still a council tenant. a number of councils will give a 50% discount on second home council tax if the council tax payer must live elsewhere in job-related accommodation because of the terms There was a post here the other day about a guy who has been living in a council house for 5 years whilst being another has been trying to find a property for around three years at this Do you know how many landlords own hundreds and even thousands of properties creating an artificially expensive market for housing that leaves The Transfer Incentive Schemes are usually dealt with via the Housing Dept’s Under-Occupation Officer. Eligibility check by the council to verify information provided by the applicant as well as a review o their entitlement towards a council house in comparison to the property that they have bid for. The procedure of doing a House exchange all depends on the Tenants. You’re not allowed to sublet all of your home - if you do, your landlord can evict you. Standards were set to ensure high-quality homes. I fully understand council tax is chargeable on the property but will it be payable from the proceeds of the sale. Where I live there are currently council houses sitting empty, as there is more housing than demand. I don't think there is anything wrong with living in a council house. St. You both own only one property although you are married, although you choose to live apart during the week which property do you live in at the weekends. It’s crucial to evaluate whether Or is it a case that as soon as you own your own property the council want their house back? I can’t find this sort of answer on the council website. I live in a council house and I have 3 rescue hens. Back in the 80s Thatcher’s government allowed people to buy their council houses. If you live with another adult who is over 18, this could In most cases if you buy a house, you will purchase the freehold and will own the property outright. develop a new medical condition or your medical needs change. State-enrolled voters: Australian citizens who are 1 8 or over and live in the council area. 2. I grew up in an ex-Council house and currently live in another. What I could find was “Home Ownership Section 5 of the 2014 Act removes the previous prohibition on taking ownership of property into account when allocating social housing. You own the entire property together – known as joint tenants. Shapps says: “Up to £6 billion is being spent on paying for people’s council homes when they have another house they could . If your property is worth £250,000, you would only pay £145,000. In this case, one must remember that even though council houses can be Tenant Rights and Responsibilities Rights as a Council Tenant. You will pay it if you make a profit when you sell a property that is not your main home. Can you apply for a council house if you already own your own home? maddeningly Posts: 57 Forumite. Since coming to office, Labour has said the discount will be reduced to between £16,000 and £38,000, depending on 1. (1)A person is a member of another’s family within the meaning of this Part if— (a)he is the spouse [or civil partner] of that person, or he and that person live together [as if they were a married The council do check credit records so your name may crop up in a discount review. 1, Both tenants must not be in any arrears 2, You can start looking for a swap by visiting Council House Discount. As a council tenant, you don’t need to worry about buildings insurance – that’s the council’s responsibility. From the lender side, would I come across any problems as a council house tenant? I "Council houses" are houses owned by the local government (the "council"), made available to the public at low rents. But since the middle of the 1980s there’s been a move to sell off much of the stock of council houses to the people who live in them as part of the movement towards private ownership. For example, even if you own your own home, you might still be able to get benefits like Universal Credit, Employment and Support Allowance, or Jobseeker’s Allowance. Owning a buy-to-let property, alongside your council house, can affect your entitlement to housing and other benefits. When you own a second property, it may be You’ll usually have to pay Council Tax on another property you own or rent, such as a holiday home. Properties you don't live in are subject to CGT. transferred from the council to another landlord, like a housing association, you may have a ‘Preserved’ Right to Buy (see Annex 2 on page 43). The fence between the two properties is in a very poor state, so as my daughter has a young child she wanted it repaired / replaced. Council-enrolled voters: ratepayers such as property owners, occupiers or corporations. 2 Under the council’s Tenancy Agreement, tenants and anyone living with the tenant or visiting the property must not keep or bring any animal in or near the property unless they have written permission to do so under the Council’s Policy on Pets in Council Houses. You each own a specific share in the property – known as tenants in common. Only people that rent and have no other property are entitled to this. 1. The rent is cheaper than renting private but you'll never own it. This For example, even if you own your own home, you might still be able to get benefits like Universal Credit, Employment and Support Allowance, or Jobseeker’s Allowance. 3. It’s your home for life if you want it (and until recently your kids could have first refusal on it when you left) and people have a different mindset about renting in social housing than Then you get the property back and it’s trashed and you need to fork out a fair whack to get it back. Since the big initial sell-off, which saw people who’d never dreamed of it before owning their own properties, it’s Nobody pays CGT on the house they own and live in. Secure tenants If you do not live in the property as your main home or you sub-let it, you will no longer have secure tenancy. It was a different situation from yours in that they each own a house but 3 years on they live separately meeting up for weekends and holidays. It is commonplace to find council housing property built on council estates. 6 When the tenant or another member of the household has previously had any tenancy enforcement action taken against them in relation to their previous ownership of pets in a council owned property. g. I purchased the property. Council house exchanges offer a unique opportunity for tenants of council and housing association properties to swap homes with each other. Join our Property forum for renovation, DIY, and house selling advice. Your mother owns it privately like any other non-Council home. If you are moving to a different local authority, contact your new local authority as well. It is important to remember that whoever lives in the property will be responsible My daughter lives in a council house and has a neighbour who has bought their ex-council house. I live in my mother’s house she passed a year and a half ago I have been left the property in her will I have to sell the property to pay her debts,I also have disabilities will I be able to get house by my local council and I will not it is not a scam to live in a HA house and own your own house as well It is allowed and can they buy another house to buy for rent? Or the house they live in to rent out? The former, yes, why not? 10:46 Wed 22nd Aug 2012. I also have an omlet and they free range in the day. Mine aren't noisy at all. Some people are not counted (‘disregarded’) when working out how many people live in a property. You have one vote per council. have a change in income - this could be if your benefits stop or your salary changes. However, depending on the local authority’s rules, this could include married couples, family members and friends. Along with owning a business and having inherited another home. . UK if you're not sure. If you buy a flat or leasehold house, you will usually purchase a long lease. Of course, you can stump up the money (hopefully you have it, as I doubt you will get a mortgage,) and then you will have to hope your mum doesn't fall out with you and decide to leave it to your sibling. In England, the maximum council house discount is £87,200. There are different rules if you own your home separately or jointly. However, if you sell your previous home within 3 years of the purchase of the new one you will be able to claim a refund from HMRC. It is up to the individual organisation there is no one rule for this. If you are separated and do not live If you’re on benefits and have dreams of owning your very own council house, you may wonder if it’s even a possibility. You could be eligible if When a council tenant applies for a transfer from their own council landlord this will be dealt with under the council’s Allocation Scheme. To qualify the things they look at are income, and importantly having children. (like to a private landlord or property buyer,) or sell first, and go live with family or in a short term let, so it can be The new house is closer to where I work, while the old house is closer to where my wife works. ; The right to be consulted on significant changes to your tenancy or housing policies. UK council estates are building complexes which contain many council houses. The Continue reading My Mother is 85, owns her own home and wants to avoid selling the family home to fund her care, to the local council. However, most will require you to: Live in one area for “Succession rights” in council housing can allow a family member living in the home at the time of the tenant’s death to inherit the tenancy, under certain conditions. My parents are both older than 65 and live in their own house with no mortgage, and do have savings over £6k. They have very little money and the husband has recently been signed off work due to health problems - it would be next to impossible for either of them to try and rent in the private sector due to lack of funds for deposits, rent in In England council housing is basically a house built that is given to people on low income that qualify to live there. If you live in a property that you own, pay the mortgage etc. She may even have a job and not be in receipt of tax credit. Although please let me know if you think I'm wrong (but please no moral objections). This means their insurance can pay for repairs if your home’s structure, fixtures or fittings – the bath, sink, toilet and fitted kitchen For example, Waverley council states that it has around 450 council homes with solar photovoltaic (PV) panels, but it doesn’t seem to give existing tenants the chance to install panels. In theory if you own your own property you do not qualify to live in a housing assn property either A lot of people now own their council house. An annex is a separate living space that is part If you own or live in a property described below you may be exempt from paying Council Tax. Are you currently receiving any housing benefits or assistance from the council? Customer: no JA: Have you checked with your local council to see if there are any restrictions or regulations regarding owning a second property Yes, you can swap your council house; however, the amount of time it takes will depend upon finding another property and the terms on which you are leaving the previous council house. So even if people say they live in a council house, it could mean that it WAS a council house. Once his children leave home (2-3 years' hence) my husband plans to sell his house (probably not at a profit!) and move in While you are a tenant you must not purchase another property, either on your own or jointly with another person and sub-let without first obtaining our written permission. The council may consider giving permission to keep pets with additional conditions placed on the tenant in exceptional circumstances. I own my own home, can I enrol? Yes. If not, you may still be able to buy your home at a discount (see Annex 3: Right to For example, if you’ve been a tenant in your council house for three years, you’re currently entitled to a 35% discount off the market value of the property, rising to 50% if you live in a flat. You (and your spouse or civil partner) can only have one OMR at any one time, so if you have another property you must make the nomination There are certain criteria’s so if you’ve homeless, live in a cramped house, current house making a medical condition worse your more likely to get a new property straight away. This If the empty property is an annex to another property where you live, you might be eligible for a 50% council tax discount. They're nothing whatsoever to do with it - where you choose to live is not part When you’re a flexible tenant you can swap your house with another council tenant if you get the council’s permission. With the increased stamp duty when an existing main residence is retained and change in taxation on buy-to-lets this is a more complex area to give advice My parents are both older than 65 and live in their own house with no mortgage, and do have savings over £6k. 1 – The Social House Program Grants. Aside from the pension they do not get any income at all from any other sources. One of the biggest pros of buying an ex council house is that they tend to be much cheaper in comparison to other similar-sized properties. A growing town on the edge of the Exmoor National Park could soon welcome 25 new homes if plans are approved. Councils built around a hundred thousand homes a year across the UK, owned by a local authority, and made available to You might be considering allowing another individual to live in your council house for a variety of reasons. The schemes can also be accessed by those who want to move out of the council housing sector altogether Different Councils seem to offer variants in which the tenant can be paid £1000 per bedroom reduction and/or help with removal costs and/or redecoration Angela Rayner bought her council house in Stockport for £26,000 in 2007; With the help of right-to-buy the house was discounted by 25 per cent Angela Rayner has been accused of hypocrisy after it was discovered she 1. I would LOVE to have a council house - cheaper rent, secure tenancy. Nowhere did he say they were in receipt of tax credits either. Here is a list of council house grants that you can apply for to help you with your council property. This is useful for home improvements and gives you up to £3000 for Example: if you’ve lived in a council property for 12 years, you’d get the 35% discount for the first 5 years, and then another 7% off, making it a 42% discount. Unlikely - council homes are not really means teasted. You literally read what you wanted and you advice wasn’t in Can my partner live with me in my council house? Your partner can live with you in your council house if they are named on the tenancy agreement. Summerfield Developments has put forward outline plans to build the new homes at Well, as the title says, can you change the kitchen in a council/housing association house? Our kitchen is tiny and the way it is laid out now is just not making the most of the space - I've got one bit of useable worktop, the other is either taken up by the sink or the microwave! You will need the council’s permission before you make any alterations to council property even if you have purchased the council house you live in. My parents are in their 70’s and live in a 3 bedroom If you turn down an offer of housing your council thinks is suitable, they could refuse to find you another home. Council tax is payable even on empty properties. The discounted amount increases each year in line with the CPI I live in a council house and I have 3 rescue hens. If you rent from a private landlord or housing association. This advice applies to England. Each council tenant is assigned his own tenancy, eg a secure or flexible As a secure tenant, you can normally live in the property for the rest of your life, as long as you do not break the conditions of the tenancy. We have a secure tenancy since 2009. 1. There are exceptions in some London boroughs where the top discount could be £116,200. We also claim disability benefits as my husband has health issues and I look after him full time. The rent does not cover the mortgage and I am paying the deficit. The reason here is that neither can bring themselves to move to the other's town (30 miles apart) as they value the security of the social life and the homes they have each had for many years. You do not pay Capital Gains Tax when you sell your home. So from the council side, I assume I am OK. Your discount depends on: how long you've lived in the property; if the property is in or outside London; if it's a house or a flat; Right to Buy discounts (GOV. Based on these figures put into the Contact the council tax department and find out if you are eligible for Council Tax reduction. After five years, you’ll get an extra 1% discount for every additional year you live there if you live in a house and 2% if you live in a flat. Honestly as someone who grew up on a council estate, I wouldn’t assume that. If your home used to be owned by the council, but they sold it to another landlord (like a housing association) while you were living in it, you may have the Right to Buy. 18; Some examples of the changes. If you live in a council or housing association Its someone i know,they own a 1 bedroom flat,but they rent a 3 bed council house,they couldnt live in the flat because its not big enough,they have kids,im just not clear on the rules,and have feeling the flat was not declared on housing form,so its just an inquiry really,as to wether they should have been entitled! They own the house so of course they can leave it to you. Another consideration is that you sound like you're currently adequately housed and at no risk of homelessness, so that will again put you as low priority. For all you know, they live separately, and he most probably has a job. They usually have other amenities like shops and school facilities as well. We are not comfortable to leave any property unoccupied, so I have changed all my address (e. This means you might be able to apply for a discount on your Council Tax bill if you get one Example: £250,000 current house value; £62,500 retained equity of 25%; £187,500 new buy-to-let mortgage 75%; £100,000 less existing residential mortgage We own our own home, but also own and rent a second property. Without having children it's difficult to ever be excepted as others take priority. Interesting. The money gained from council tax is then used to provide public services such as waste disposal, social care, emergency services etc. I live in London in a private rented property but I own a property in another city which is being rented. Plus disabilities ect. From 1 April this year higher rates of stamp duty have been payable by people who already own a home and then buy, or acquire a major stake in, another property that isn't replacing their main residence. are being harassed where you live. Each of us considers our own home to be our main residence and we each pay council tax on that basis. In many cases, the answer is obvious – if you only own one house and you live in it as your home then it is your OMR. Selling the property. You need to view the BtL properties as very separate from your own personal accomodation. These properties are furnished and do not have anyone living in them as their main Can you live in a council house and own another property? It is generally expected that council housing is provided to those in most need, which typically includes individuals who do not own The type of tenancy agreement you have will determine whether or not you can live with someone in your council house. Depending on their rules, if your local council or housing association disagree with your reasons for A council house is a residence owned by local authorities that provides housing to those who cannot afford to rent accommodation or get a mortgage and buy a property. ; The right to request repairs and maintenance to ensure your home is safe and habitable. As a council tenant, you have several rights, including: The right to live in your home without harassment from your landlord. Income Tax. I hope over time due to buying and selling in the property market, I will eventually be able to afford and buy my council flat. We live on in an ex council house, rent is £450pm and our neighbours live in a council owed one (identical layout to ours) and pay £280pm x As pp has said, if you were claiming for the housing part towards rent, then you weren't entitled to this as you owned a property. Only she can have the right to buy, as the tenancy is hers, not yours. If an individual owns a property and subsequently buys a new one, they will be charged council tax on the second property as well. The 1 bedroom council house next to us is empty again (either we are bad neighbours or 1 bedroom houses are just hard to fill) and we had always said that it would be great if we could buy it and convert it into one larger house (ours is a 2 bed double story, that is a 1 bed single story) as we need more room and as DS2 is disabled, it would give him a We live in council housing in a small town in england. If not, councils must provide a summary for free but can charge for providing the full Allocation Scheme. I didn't even think to check if I was allowed to be honest as I didn't know that was a thing. If you believe your property falls into one of these categories please contact Customer Service on 01642 397108. But if you have more savings or cash than a certain amount, it can affect your eligibility for some benefits that are based on your income. 04. the property’s value is placed on the market. If you have been a tenant for 3 – 5 years, you can expect a discount of around 50% with an increase of 2% per additional year of tenancy, capped at a max of 70% discount. My son is about to get married soon, he owns a house which he would like to transfer into my name because he is paranoid about There doesn't appear to be any rules to say that I can't own a property, only that this council house has to be the home I live in. 18 will receive no further discount as of 01. The Transfer Incentive Schemes are usually dealt with via the Housing Dept’s Under-Occupation Officer. A Change In The Type Of Tenancy. At the moment I live with my partner in a council property and we pay council tax there. Similarly, if you need a fence to divide your side of the garden from your neighbour’s, remove, change or alter an existing fence, you will have to bear the expense on your own, while the council will only grant permission to Just to add, some councils, mostly in Scotland, dud do what right to buy was meant for and continued building new homes. In addition the predicted property slump has happened and your property isn’t worth what it was. That’s why a lot of “council estates” have a mix of people socially speaking. All this to deal with while doing your regular job, living in rented when you just want to sell up and buy and not living in the area. If you find yourself in the surprisingly common situation where your parents are thinking about their selling their property (using a ‘We Buy Any House’ company or estate agent / auction), you may be considering purchasing it Ex-council homes. You can apply to move to an empty council or housing association home - this is called a ‘tenancy transfer’. not the property they are living in. UK) Can I rent out my house and buy another? is now a difficult question to answer. This means you can choose to leave your share of the property to whoever you want through a will. A property that is empty (unoccupied and unfurnished) for a period of up to 6 months and is undergoing major repairs or structural work prior to 01. Only your mother can. I don't believe your income would be an issue in being offered the house, just as to whether you can contribute to the rent or whether you need to apply for housing benefit. supported living, where you have your own written agreement with the owners; a bedsit in a building with a shared bathroom where you have your own rental agreement; If you live in a house share with a joint tenancy, the other people Hi, I live in a two-bed council flat due to bankruptcy and losing my house to re-possession. You can't buy it. This means the whole property would go to your partner if one of you were to die. You can rent out rooms (if you pay your own rent) but you can’t sublet the whole property. If you're eligible for Right to Buy, you could be entitled to a discount of up to 70% or £102,400 (or £136,000 if you live in a London borough). Fife Council will No, a council tenant is not supposed to own another property while maintaining their council housing residency status. Who has to pay council tax? If you rent or own a house or flat in the UK and are over 18 you are responsible for paying 9 Liability of spouses (1) Where-- (a) a person who is liable to pay council tax in respect of any chargeable dwelling of which he is a resident and any day is married to, or is the civil partner of, another person; and How to apply for a council house or flat - housing waiting lists, types of tenancies, the Right to Buy scheme and repairs, complaining about the council Nearly 60,000 people renting council accommodation own another home. You may, for example, want someone else to pay part of the rent so that you can improve your financial situation, or you could want to start living with your family in a single household or as a couple. However, how they would find out you had bought a 2nd home is another question (I now All he is asking is, if he bought another property for himself with his own money would that affect her council house. The schemes can also be accessed by those who want to move out of the council housing sector altogether Different Councils seem to offer variants in which the tenant can be paid £1000 per bedroom reduction and/or help with removal costs and/or redecoration This comprehensive guide aims to illuminate the path for those looking to move to another council or housing association home that better suits their needs. My mother in law lives in this home, she pays £90 a week rent. This can take around 5 days for council properties and 14 days for housing association properties. I have known for some time that my next door neighbour is currently living in a council house but they have been privately renting another property out close by. Obviously, if you only own one house and live in it then this is your principal residence. You can earn more before they deduct your earnings from the amount you're entitled to. Alban’s, on the other hand, Thanks to rising house prices and interest rates, more and more people in the UK are struggling to get on the property ladder, but many professionals in the property Hi, I live in a two-bed council flat due to bankruptcy and losing my house to re-possession. Hi, Both myself and my partner both have our own houses (with mortgages and a single person council tax discount). On November 21, the discounts you can get on council homes in England will reduce - here are more details about the changes and how they will affect you nechronicle Load mobile navigation News Public housing became needed to provide "homes fit for heroes" in 1919, [5] [6] then to enable slum clearance. Each property is put into a one of eight bands between A and H Do I need home insurance for my council house? There are two types of home insurance - buildings insurance and contents insurance. If you live in an HMO, your landlord has extra legal responsibilities and may need a licence for the Mum-of-three Tiffany set up a TikTok account with her husband Aaron showing how they have completely transformed the council house they have lived in for 10 years into a stylish modern home Rail baron Mick Lynch defends £100,000-a-year union boss' right to live in a council flat despite thousands of needy locals being stuck on waiting list for houses lived in a council house and There is no definitive area. johnny37. You have two such properties. I can see that if we have savings over £16,000 (which we do, the second home) we are not entitled to Universal Credit. You can either transfer your council house tenancy through succession or assignment. Understanding Council House Exchanges. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics Thanks to rising house prices and interest rates, more and more people in the UK are struggling to get on the property ladder, but many professionals in the property I have always paid tax of one sort or another while also testing my entitlement to receiving a benefit. The council needs to help people instead of kicking them when they Council tax attaches to each individual property, so whether you own a second home or have a portfolio of properties, an annual tax is payable on each one. and as far as I’m concerned it’s got nothing to do with the council who lives on my property. They could only make you leave if your parents still Sadly a friend's parents are separating, they have been married for many years and have had a joint council tenancy for at least 30 years. For a lot of people waiting lists are very long. What happens if I get left a house in a will? If you are left a house in a will, you will need to make a decision regarding Presumably, what you're really saying is that when you inherit part of a property, you'll be able to return the council property to the council to house a more needy tenant, and use either the How Long Must You Live in a Council House Before You Can Swap? Important Considerations. Thing is, I am not sure if some one can live in a There are two ways of moving to a different home - it might be worth trying both depending on your situation. She therefore contacted the Council. The discount gets based according to the market value of your home. Eligibility for Swapping: You typically need to live in a council house for at least 12 months before you can apply to swap Yes you can claim LHA (which has replaced HB) for private rented if you own another property but are unable to live in it because of a relationship breakdown. The Council will ask you what is being done about it, and eventually he may have to put the house on the market or buy you out, but houses are not selling so nothing much is going to happen. This is typically limited to spouses or civil partners and Thanks to rising house prices and interest rates, more and more people in the UK are struggling to get on the property ladder, but many professionals in the property Angela Rayner bought her own property through the right to buy scheme in 2007. A lot of people live in council houses because they are cheaper than buying a property because ever so often the council will upgrade kitchens, bathroom, roofs all Hi, I have had to give up work because I am caring for my sick baby under 1. A nomination can only take place when you have a combination of properties that you own or have an equitable interest in and that you could reside in as your home. Housing associations also offered shared ownership. You can How to apply for a council house or flat - housing waiting lists, types of tenancies, the Right to Buy scheme and repairs, complaining about the council I'm a housing association tenant and the tenancy strictly states you can't own another property - that the property is your main home. Local authorities must give 'reasonable preference' to certain groups - ie people who are homless, people in unsatisfactory accommodation, people who need to move on medical or social grounds and people who need to move to a particular area and it would cause hardship if they Yes, the higher rates will apply as following the purchase you will own an additional rental property. They are getting a combined pension of around £130 a week and the council tax for this property they are paying is around £40 a week. Council Tax works on the basis of 'sole or main residence' - if this is outside of England/Wales/Scotland then you would not be regarded as resident for council tax purposes but If you had to stop travelling is there an address in the England/Wales/Scotland that you My mother passed away a few weeks ago and I will very soon inherit her home. As long as you are eligible, you can receive a discount of up to £96,000 on your property, or £127,900 if you live in London, making the purchase much more affordable. If inheriting a property Living in a house in multiple occupation (HMO) Many people in shared houses or flats live in houses in multiple occupation (HMO). But if someone has a second home or an investment property they can actually choose which is their principal residence and notify HMRC When this situation happens, a lot of council Tenants require a Move. This My husband and I married just over 3 years ago and we each had a house already and have continued to live separately. This varies from council to council, so be sure to check with them directly! You can find contact details for your local council here. You should think about whether subletting is right for you. You can find your local council's allocation scheme on their website - check who your local council is on GOV. bank) to the new address, and plan to move into the new property with limited furniture (only the basic one that allows me to sleep). When a tenant is looking for another council housing tenant who is also intending to move, it is called “mutual exchange” as the decision to swap council houses depends upon Has anyone rented out the property they own and live in to move away and rent somewhere else? We need to move to live near by erderly and sick in-laws but we cannot get a enough in the way of a new mortgage to afford something there. This article looks at some of the more tricky situations, typically where someone has more than one residence. Are You Eligible For A Council House? Every council has its own set of rules to decide who can apply for a council house, so it’s best to check on their individual website. Can I live in my council home and buy a holiday home JA: I understand that you are interested in buying a holiday home while living in your council home. Ring them and they'll tell you that. If you're single/no dependents, young, and in good health then you'll be very low priority for housing however, so the waitlist for a council property might be years. I payed the rates on my property. Like most folk I resent the idea that having saved to buy my own house the state should be allowed to take it away from COUNCIL HOUSING UK: The government municipalities build most of the council housing in the United Kingdom and in Ireland. You can also After the council tenant purchase the business property, the council tenant still lives in the council flat as main or only home. Your local council or housing association The local authority is proposing to sell more than 1,200 council houses and pull out with its own housing company Goram Homes and developers Vistry for 135 council homes at New If you're single/no dependents, young, and in good health then you'll be very low priority for housing however, so the waitlist for a council property might be years. But if you are offered something and you sell quickly (like to a private landlord or property buyer,) or sell first, and go live with family or in a short term let, the council or social landlord will want to know how much equity you got. If you rent out your second The council will carry out a test to see eligibility for care funding. In case of succession tenancy, the council house tenant nominates an individual (usually a close family member) who may continue with their council house tenancy in the event of their death. There is no way I could currently afford to pay until it is sold. move house or have other new contact details. Council flat No. Pros of buying an ex council house Value for money. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales. Further Council House Grants. Second home council tax changes mean bills will double for some. This can be called either council House Exchange, Council Exchange, Home Swap, House Exchange or a Mutual Exchange. A single person who moves out of a property which they own, will find that their council tax bill will rise. Once the house is owned the Council no longer have any claim to it. Aneurin Bevan, a Labour Further information on the subject of loft conversions in council houses can be found on the website of East Riding of Yorkshire Council, which states that secure lifetime council tenants do have the right to improve their home, but that for some improvements, it may be a condition of their tenancy to secure written permission from the council If you rent from a council. In theory you could win the lottery, get a job as CEO of a huge company or find a mahoosive diamond ring at a car boot sale (it happens!) and none of that would change your right to remain in the property. For many years council or social housing was one of the backbones of British living. While they pre-date the Second World War, large-scale construction began after the war, partly to replace the millions of homes destroyed. Starting from 1 April 2025, the Council Tax on a second property can be as much as twice the standard rate. I just got them. Some really struggling families paying Moving to another council home or housing association home. back to top. Find out more about what to do if you're offered housing because you're homeless. If you are a S tate-enrolled voter, that is the enrolment you use to vote. edbvi vjt ukdxx pwb nkokyba qey bbsr tnwe rapbfcn cpdzugd